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Thread: Car Insurance: Feel Safe while Driving

  1. #1
    Junior Member
    Join Date
    Jun 2007

    Car Insurance: Feel Safe while Driving

    Undoubtedly, your car is your valuable possession. Thus, it is your all time effort to secure your car from any sort of mishap. In such cases, car insurance programs play an inevitable role. Such programs protect cars from any sort of loss. It could be accident, theft, damage, engine breakdown and other technical problems. Just get your car insured and feel secure while driving.

    In the modern world, the significance of car insurance is truly unavoidable. No body can tell anything about future. Thus, it is advisable to be prepared for the waste every time. Under such circumstances, a car insurance program can be a great relief for drivers. Incase, your car is stolen or faces any accident, such an insurance program will assist you to cope up with all odds.

    The protection, provided with car insurance, can be of various types. Covering all such types, the final premium is decided, which can be paid monthly, quarterly or yearly. Now have a look at the some of the common coverage programs.

    •Bodily injury liability: this is applicable to the policyholder. This program covers the injuries caused to other’s car. Even more, if any of your family members drives other’s car with his/her consent, Bodily injury liability programs will cover him too. But in such cases, his/her name should be enlisted in your policy.

    •Personal Injury protection: As per this program, a policy holder can claim insurance for the medical expenses of the driver or any passenger of his/her car. Hospital bills, cost for surgeries, X-rays and even more cost of funeral are also included in this coverage program.

    •Property damage liability: Such coverage programs protect the policyholder if he damages some other’s car.

    •Collision: In case, your car faces any collision, then, collision coverage pays for the physical damage of your car.

    •Comprehensive coverage: With such coverage, a policyholder can claim car insurance incase his car faces any natural calamity like, fire, hail, floods, tornado and so on. Even more, theft is also covered with this program.

    •Underinsured or uninsured motorist: If you face any accident caused by someone else and if the accused person doesn’t have any insurance for covering the damage, then this program will assist you to claim a compensation.

    Are you planning to get your car insured? Don’t waste your time for that. Since, car insurance can be done over the internet, so, you don’t need to visit any insurance company. Just sit in front of your system and visit various car insurance sites. By making a bit research, you can easily grab a better program.

  2. #2
    Senior Member
    Join Date
    Feb 2005

    Re: Car Insurance: Feel Safe while Driving

    Well, I will have to admit, this is the most tastefully done spam I have ever seen. No direct posting of advertising, names of companies etc.

    I have to rate this as a 8! ;D ;D ;D

  3. #3
    Senior Member
    Join Date
    Apr 2007

    Re: Car Insurance: Feel Safe while Driving

    yeah helpful spam isnt a problem. This should be a sticky as people finish their builds they can find it fast and make a smart decision.

  4. #4
    Senior Member
    Join Date
    Nov 2005

    Re: Car Insurance: Feel Safe while Driving

    I own a shop, and deal with insurance companies everyday. The advisement should be: If you are in an accident with a specialty car and accident was NOT your fault, you will end up having to hire a lawyer to get a decent settlement. You really should consider specialty car insurance if you just drive your car occasionally. Then file the claim under YOUR insurance and let their lawyers get the money back. It is called subrogation and it usually works.

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